Leasing is a form of lease with the possibility of purchase. Unlike a loan, in leasing, the property is first purchased by the lessor (for example, a State-owned leasing company), and then transferred to the lessee (for example, a client). The lessee pays the value of the property in installments, according to the schedule. After full payment, the machinery or equipment may become his property.
In a State-owned leasing company, you can lease special equipment (road, construction, mining, and others), agricultural machinery, and attachments. As well as various types of industrial equipment.
To get a lease, you must: 1)Choosing a leasing item The client determines the equipment and equipment required for purchase. 2)Submitting an application The client fills out the application and provides a package of necessary documents for consideration. 3)Analysis and approval The Company evaluates the data provided and decides on financing the lease. 4) Conclusion of the contract After agreeing on the terms, a lease agreement is signed. 5) Transfer of the leased item The lessor pays the cost of the selected equipment and equipment to the supplier, after which the client receives it for use.
1)A commercial offer from a supplier of machinery and equipment 2)A copy of the passport of the head of the organization 3) A copy of the constituent documents (charter, registration, order on appointment of the head) 4)Financial statements of the client for the last 2 financial years 5) Confirmation of the absence of arrears in taxes, social contributions and other government payments.
The annual interest rate on leasing is from 6% per annum. The final rate, the purchased equipment, as well as the terms of a specific loan product. The current terms and rates can be found on the website of JSC “State Leasing Company“: Products
The initial (own) lease payment is from 10% of the total cost of the purchased equipment. This amount is paid at their own expense and transferred to the account of the leasing company before signing the contract.
Leasing can be arranged for a period of up to 7 years, depending on the type of equipment being purchased, the conditions of the leasing company and the financial capabilities of the lessee. The current conditions can be found on the website of JSC “State Leasing Company“: Products
Yes, early repayment of the lease is possible. To do this, the client must personally contact the leasing company and write a statement of intent to repay the contract ahead of schedule. The procedure is carried out without charging additional fees, subject to full compliance with the terms of the agreement.
Customers can choose special equipment from suppliers and partners with whom we have already concluded contracts. This simplifies the leasing process and speeds up the registration process. You can view the list of available suppliers/partners and equipment on the official website of JSC State Leasing Company: Partners
Leased equipment is valuable property. Insurance is mandatory to protect it from risks (fire, theft, damage, spoilage, etc.).
Leasing subject: machinery, equipment, transport. Coverage — all major types of damage and loss.
Through insurance companies that cooperate with OAO State Leasing Company. You can choose any of them.
The lessee pays for the insurance: – immediately upon signing the agreement, or – by agreement, the company may include the insurance amount in the lease payments.