Lease terms and conditions:

Initial payment:

— For agricultural machinery: from 10% of the leased object – and no additional collateral is required; — For the rest of the equipment: from 20% of the leased object – and no additional collateral is required.

The interest rate:

On agricultural machinery:
— 10% per annum with an initial payment of up to 30%;
— 9% per annum with an initial payment of over 30%;
For the rest of the equipment:
— 14% per annum with an initial payment of 10% to 20%;
— 13% per annum with an initial payment of 20% to 30%;
— 12% per annum with an initial payment of over 30%.

Deadlines:

— Up to 7 years in agricultural machinery;
— Up to 5 years for trucks;
— Up to 6 years for the rest of the equipment.

Frequency of payments

–For leasing agricultural facilities:
By interest – on a monthly or quarterly basis;
For the principal amount – at least 2 times a year;
– For leasing other facilities: for interest and the principal amount – on a monthly or quarterly basis.

Grace period:

– For leasing agricultural facilities:
By interest — up to 6 months;
For the principal amount – up to 9 months;
– For leasing of other objects: for interest and principal amount – up to 3 months.

Commission fees:

– 0.2% of the lease amount.

Special conditions

— The leasing object cannot be sublicensed;

— Customs, clearance and insurance costs are paid separately;

— Annually undergo an inspection of the technical condition of the equipment.